UK Student Loan Repayment Calculator

Estimate your monthly student loan repayment based on salary and loan plan type.

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UK student loan repayment

Repayments are 9% of income above a threshold (which varies by plan). Plan 1 threshold: £24,990. Plan 2: £27,295. Plan 4 (Scotland): £31,395. Plan 5: £25,000. Postgraduate: 6% above £21,000. Deducted automatically from salary via PAYE.

Thresholds shown are approximate 2025/26 figures.