Estimate net Dutch salary after Box 1 income tax and standard tax credits.
Net pay is gross salary minus Box 1 income tax, reduced by the general tax credit (up to €3,115) and employment tax credit (up to €5,685) for 2026. In reality both credits phase out gradually as income rises — this tool applies the full maximum credits as a simplification.
Illustrative estimate only, using simplified/rounded 2026 Dutch tax figures — not tax advice. Tax credits phase out at higher incomes, which this tool doesn't model precisely. Always confirm with the Belastingdienst or a tax advisor.
Dutch take-home pay (nettoloon) is calculated from gross salary (brutoloon) primarily through the Box 1 progressive rates, which already bundle in national insurance contributions rather than showing them as a separate deduction — this makes the Dutch payslip structurally simpler than countries like Ireland or the UK that itemise income tax and social insurance separately, even though the underlying total burden serves a similar combined purpose.
Tax credits (heffingskortingen), most notably the general tax credit and the labour tax credit, are applied automatically through payroll for most employees, reducing the effective tax paid below the raw band calculation — these credits phase out gradually at higher income levels, which is part of why take-home pay does not scale in a perfectly linear way with gross salary increases.
Because Dutch Box 1 tax bundles national insurance contributions into the tax rate itself for the lower bands, rather than listing income tax and social insurance as two separate deductions — the total burden is broadly comparable, just structured differently on the payslip.
These are tax credits applied automatically through payroll, most commonly the general tax credit (available to nearly everyone, phasing out at higher incomes) and the labour tax credit (specifically for employment income) — both reduce the tax bill directly, increasing take-home pay above what the raw Box 1 bands alone would suggest.
Yes, substantially for eligible employees — up to 30% of salary can be paid tax-free rather than through the Box 1 bands, which meaningfully increases net take-home pay compared to an otherwise identical fully-taxed salary.
Dutch employment law typically requires an 8% holiday allowance paid annually (often in May), which is taxed but usually at a different withholding rate than regular monthly salary — check whether your specific salary figure already includes or excludes this when using take-home pay estimates.