Estimate Tax Deducted at Source on a payment at a given TDS rate.
TDS amount = payment × TDS rate / 100. Net payment = payment − TDS. Actual TDS rates vary by payment type (salary, contractor, rent, professional fees, etc.) and threshold — check the applicable section.
Illustrative estimate only — tax rules change frequently and vary by jurisdiction/circumstance. Verify with an accountant or official source before relying on this.
Tax Deducted at Source is tax collected at the moment a payment is made rather than at the end of the year. The payer — an employer, a bank, a tenant, a client — withholds a percentage and deposits it with the government against your PAN. It is not an extra tax. It is an advance instalment of the tax you already owe, and it is credited back to you when you file.
This is why the TDS figure on a payment rarely equals your final liability. If too much was deducted you claim a refund; if too little, you pay the balance as self-assessment tax. What matters most is that the deduction actually reaches your PAN, so always reconcile the certificate you receive against your Form 26AS and AIS.
No. TDS is a collection mechanism, not a substitute for filing. You still file a return to report total income, claim deductions, and either claim a refund of excess TDS or pay any shortfall. Filing is also how you claim credit for the TDS in the first place.
Contact the deductor first. The usual causes are a wrong PAN, a return filed for the wrong quarter, or tax deducted but not yet deposited. Until it appears in 26AS you cannot claim credit for it, so chase it early rather than at filing time — corrections require the deductor to revise their TDS return.
Often yes. If your total income will be below the taxable threshold you can submit Form 15G, or Form 15H if you are a senior citizen, to the deductor so that tax is not withheld. These must be submitted at the start of the financial year, not afterwards — they prevent deduction rather than reverse it.
No. TDS is withheld by whoever pays you. Advance tax is paid by you directly, in instalments, when your remaining liability after TDS exceeds the threshold. Many people owe advance tax precisely because TDS did not cover their full liability.