Everything for figuring out what you actually take home in the United States — federal income tax, a full paycheck calculator, self-employment tax for freelancers and 1099 workers, capital gains on investments, 401(k) growth projections, and a Social Security benefit estimator. Every calculator shows the exact brackets and math used, not just a final number.
See your actual net pay per paycheck after federal tax, FICA, and state tax — for any pay frequency.
Open calculator →Progressive 2026 bracket estimate, single or married.
LiveFederal + FICA + state, any pay frequency.
LiveSocial Security + Medicare employee share.
Live15.3% SE tax for freelancers & 1099 workers.
Short-term vs long-term rates.
LiveContributions, employer match, compound growth.
LiveBend-point formula estimate.
LiveCompare after-tax outcomes based on tax brackets.
LiveTax cost and break-even on converting to Roth.
LiveRequired minimum distributions using IRS life tables.
LiveFinancial independence timeline based on the 4% rule.
Monthly payments and total interest by repayment term.
LiveProject tax-free growth toward college costs.
LiveTriple tax advantage growth projection.
Live1040-ES payments for self-employed and investors.
LiveFederal estate tax above the $13.61M exemption.
They use simplified, rounded 2026 federal brackets and thresholds for illustration. Your actual tax depends on deductions, credits, state rules, and filing details this tool doesn't capture — always confirm with the IRS or a tax professional before filing.
State income tax rules vary enormously — some states charge none at all, while others have their own progressive brackets. Entering your state's approximate flat rate keeps the calculator usable everywhere.