No Claim Bonus (NCB) Calculator

Find your vehicle insurance No Claim Bonus discount based on consecutive claim-free years.

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Standard NCB slab (India, illustrative)

0 years: 0% · 1 year: 20% · 2 years: 25% · 3 years: 35% · 4 years: 45% · 5+ years: 50% (most insurers cap NCB at 50%).

Illustrative estimate only — actual premiums and payouts depend on the insurer's underwriting, medical checks, and policy terms. Always get a quote directly from a licensed insurer.