Rough estimate of annual term life insurance premium based on age, sum assured, term, and smoking status.
Insurers price term plans per ₹1,000 (or $1,000) of sum assured, with the rate rising with age, term length, and smoking status. This uses simplified illustrative rates, not any specific insurer's actual table.
Illustrative estimate only — actual premiums and payouts depend on the insurer's underwriting, medical checks, and policy terms. Always get a quote directly from a licensed insurer.