Estimate your car or bike's Insured Declared Value based on ex-showroom price and age-based depreciation.
≤6 months: 5% · 6mo–1yr: 15% · 1–2yr: 20% · 2–3yr: 30% · 3–4yr: 40% · 4–5yr: 50%. IDV = (ex-showroom price + accessories) − depreciation.
Illustrative estimate only — actual premiums and payouts depend on the insurer's underwriting, medical checks, and policy terms. Always get a quote directly from a licensed insurer.