Work out what you actually take home in Germany — income tax (Einkommensteuer) using the 2026 progressive zones, the solidarity surcharge (Soli), optional church tax, social insurance contributions (pension, health, unemployment, care), a combined take-home pay calculator, and VAT (Mehrwertsteuer). Every calculator shows the exact math used.
See your actual net pay after income tax, Soli, church tax, and social insurance — all combined in one calculator.
Open calculator →2026 progressive zones, 0% to 45%.
Live5.5% Soli above the exemption threshold.
Live8% or 9% of income tax, by state.
LivePension, health, unemployment, care.
LiveAll deductions combined into net pay.
They use simplified 2026 rates and a smoothed approximation of the official §32a EStG income tax formula. Your actual tax depends on deductions, allowances, and your specific circumstances — always confirm with the Finanzamt or a Steuerberater before filing.
Income tax is the main progressive tax on earnings. The solidarity surcharge (Soli) is an additional 5.5% of your income tax, but only above a high threshold. Church tax is 8-9% of income tax, only for registered church members.